AI debt collection software for financial services

Optimize customer engagement for delinquency management in financial services

Increase cure rates and build lasting loyalty with Symend’s AI debt recovery software

In the financial services sector, effective debt recovery and strong customer relationships are essential. Trusted by leading banks, credit card issuers, alternative lenders, and other financial institutions, Symend combines AI with behavioral science to initiate timely payments from past-due customers while building enduring brand loyalty. With data-driven, hyperpersonalized engagement, Symend optimizes revenue and nurtures trust—creating strong long-term connections.

More payments. Faster cures. Growth you can count on.

With Symend, debt collection teams in financial services achieve the following core benefits:

Accelerated key metrics for measurable growth

Drive quick, significant improvements in recovery rates, liquidation rates, roll rates, and time-to-cure—ensuring every effort counts.

Increase first payment resolution rates

Precision timing and psychological incentives encourage past-due customers to promptly take repayment action.

Lower OpEx

Streamline your debt recovery process, reducing overhead and unlocking capital reserves to commit to strategic business goals.

Minimized charge-offs and customer attrition

Reduce unresolved past-due accounts that lead to charge-offs—protecting your revenue and retaining more valued customers.

Maximize customer lifetime value (LTV) effortlessly

Achieve higher cure rates and build longer-lasting relationships that increase customer worth over time.  

Key delinquency management features for financial services

Symend equips financial services teams with the tools they need to engage customers, boost cure rates, drive repayment, unlock more capital reserves, lower operational costs, and build lasting customer relationships.

Improve recovery rates with data-driven timing

Symend uses customer insights to determine the optimal moments and tactics to engage each past-due account. This precise, data-driven approach increases the likelihood of repayment—resulting in higher cure rates and reduced delinquency.

Turn delinquency into customer engagement with hyper-personalized messaging

Transform past-due accounts from expected credit loss (ECL) into an opportunity for connection. Our hyper-personalized digital outreach campaigns ensure each interaction resonates and guides past-due customers to proactive repayment decisions.

Reduce expected credit losses (ECLs) to unlock growth opportunities

Symend minimizes impairment by proactively engaging at-risk customers, improving repayment behavior, and reducing delinquency rates. This helps lenders lower their ECL provisions—freeing up capital to issue more loans and drive business growth.

Reduce cost-to-collect with automated outreach

Our automation streamlines the entire debt recovery process, prompting past-due customers to use self-service repayment options and minimizing the need for manual follow-ups. This significantly reduces cost-to-collect and lowers OpEx.

Build trust though behavioral science

Our Behavioral Engagement Playbooks generate hyper-personalized, customer-centered messages that foster trust. This approach encourages long-term loyalty and helps financial services teams maintain positive customer relationships—even in the debt recovery process.

Real-world results with Symend

Revenue at scale
$34B+
collected for clients
Unlocked
$40M
in capital reserves
Engagement that outperforms
140%
higher CTR
Proven impact
91%
audience engagement for faster recovery and lower roll rates
Operational efficiency
45%
OpEx reduction by automating outreach

Turn debt recovery into growth with every interaction

Symend offers financial services institutions data-driven, hyper-personalized customer engagement debt collection. Our proven combination of AI and behavioral science improves recovery rates—plus, it fosters lasting customer relationships, turning each interaction into an opportunity for growth. Discover how you can achieve faster resolutions and build stronger connections with Symend—contact us today.