AI debt collection software for credit unions

Credit union collection software that builds loyalty

Build stronger, long-term member relationships while optimizing debt recovery efforts for increased financial stability

With a member-focused approach that aligns with the unique needs of financial cooperatives, Symend sets a new standard in debt recovery software for credit unions. Achieving the delicate balance between collecting overdue payments and maintaining positive member relationships requires a careful strategy to ensure you meet both goals. Symend’s credit union collection solution helps strike that balance, empowering you to optimize your recovery processes while building enduring trust with your members.

Boost recovery rates without risking member relationships

Symend dynamically adapts to your debt recovery data, creating hyper-personalized experiences that initiate repayment action and address key industry challenges:

Drive improvements across key metrics for measurable growth

Enhance recovery rates, liquidation rates, roll rates, and time-to-cure—and see rapid and substantial gains in critical metrics.

Increase first payment resolution rates

Our data-driven timing and behavioral cues encourages past-due members to respond promptly, improving first payment resolution.

Reduce operating expenses (OpEx)

Symend’s automation reduces the need for manual intervention. This dramatically reduces overhead.

Unlock impaired capital reserves

Cure delinquent accounts better and faster—so you can redirect previously held capital reserves to strategic initiatives.

Lower charge-offs and prevent customer attrition

Minimize unresolved accounts and prevent unnecessary churn—safeguarding revenue and reinforcing member loyalty.

Boost customer lifetime value (LTV)

Foster long-term relationships with members through tailored messaging that strengthens loyalty and boosts overall value.

Turn past-due accounts into long-term members

Symend Cure offers a data-driven yet member-centered approach to delinquency management that’s designed with credit unions in mind. By integrating AI and behavioral science, financial collectives can significantly boost recovery results while fostering positive member relationships.

Hyper-personalized messaging for customer engagement

Tailored outreach transforms at-risk accounts into engagement opportunities, guiding members towards repayment and creating positive, solution-focused interactions.

Automation and self-service payment options to reduce cost-to-collect

Minimize dependency on costly manual follow-ups—and maintain an efficient, member-friendly collection process that lowers OpEx.

Data-driven engagement timing for higher cure rates

Optimize the timing of outreach to drive repayment action, supporting both financial goals and member satisfaction.

Trust-building messaging backed by psychology

Foster trust with our Behavioral Engagement Playbooks—and empower your members to make positive financial decisions that benefit them and the credit union.

Real-world results with Symend

Revenue at scale
$34B+
collected for clients
Engagement that outperforms
140%
higher CTR than industry benchmark
Proven impact
91%
customer engagement for faster delinquency resolution
Operational efficiency
45%
OpEx reduction by automating outreach

Transform debt recovery into member loyalty with Symend

Ready to level up your credit union’s collection approach? Reach out to us today to see how Symend’s collection software can improve your debt recovery processes.